Lemon Laws – Car Insurance for Vehicle that Always Breaks Down
Posted by Admin at 19 July 2020, at 09 : 11 AM
“The car I bought is always breaking down, but it’s a used car so it doesn’t have a warranty. And the thing is, I’m still making payments on it! It costs so much that I have to pay late or carpool to deal with the problem, and then I have to pay car insurance premiums on top of it. I am really reaching my wit’s end. Is there anything I can do?”
You are in the same position as millions of people across the country are, and it has absolutely nothing to do with you. You have been the victim of a scam by the company that you bought your used car from, which might have been made to seem in perfect working condition the day you bough it and then everything fell apart when you got home. A lot of people who end up with his problem just let it happen, because they are unaware that the practice of selling these cars is illegal. But it is.
A lot of Americans are in a situation where, although they would like to get a new car with a warranty and a perfect history, they just can’t afford it. So they buy a car from a skeevy used car dealership, and when something goes wrong, they blame it on the low cost of the car. Cheap products are less reliable, right? They shouldn’t be when it comes to cars.
The case that applies in your situation is what is called the lemon laws. These are different for every state in the country, but all stem from their common source of the federal Magnuson-Moss Warranty Act. This 1975 act made it law that car dealerships had to give all of the people they sold cars to a written statement detailing what they were provided with in their warranty and to be forced to comply to the terms of the warranty.
Not sure if you’ve got a vehicle that is covered under the lemon laws? Check the rules of your state to see where you fit in. One example is Virginia, which requires that if a regularly used one vehicle for an entire household is on an eighteen month warranty, but breaks down three times or is broken down for a month within that period, then it is considered a lemon car. If yours fits the criteria for your state, then you may want to get a lawyer or talk to the department of consumer affairs.